Bridging Loans

Short term finance to help you purchase your next property before selling your existing one.

What we can help with

Buying before selling

Access short term finance to help secure your next property while your current one is still being sold.

Managing settlement timing

Structure funding around the timing gap between your purchase and sale settlement dates.

Assessing your equity position

Understand how your existing property equity may support your bridging finance options.

Planning the repayment pathway

Create a clear strategy for how the bridging loan will be repaid once your existing property sells.

Move forward before your current property settles

A bridging loan can provide short term funding when you want to purchase a new property before the sale of your existing home has completed. This gives you the ability to act when the right opportunity appears, without having to wait for your current property to settle first.

At Alora Finance, we guide you through the process clearly, helping you understand the structure, costs, time frame and repayment pathway before moving forward.

Bridging loan solutions

Bridging finance can be a practical option when timing is important, but the structure needs to be carefully considered. The right solution depends on your current property, the new purchase, your available equity, borrowing capacity and expected sale time frame.

At Alora Finance, we compare suitable bridging loan options across our lender network and help structure the finance around your specific scenario. From application through to settlement coordination, our brokers manage the process to keep it clear, efficient and aligned with your property plans.

How it works

Understand your property plans

We start by reviewing your current property, your next purchase, your time frame and your broader financial position.

Assess your borrowing position

We look at your equity, borrowing capacity and expected sale outcome to help determine suitable bridging options.

Manage the process

We compare lenders, support the application and help coordinate the loan process through to settlement.

Why choose Alora Finance?

At Alora Finance, we understand that bridging finance can feel complex because it involves two properties, multiple timelines and a clear exit strategy. Our role is to simplify the process, explain your options and help you move forward with confidence.

As part of the broader Nationwide Financial group, Alora Finance can also offer the added value of a more connected approach, where lending may sit alongside wider financial planning, accounting or property strategy considerations where relevant.

Bridging loan options from a broad lender network

Clear guidance on structure, timing and repayment strategy

Support with application and settlement coordination

A practical approach focused on reducing complexity and managing risk

A more connected experience through the broader Nationwide Financial group

Need to buy before you sell?

If you have found your next property but your current home has not settled yet, Alora Finance can help you explore bridging loan options and structure a clear pathway forward.

Contact Us

For Regular updates

Our Services

Quick Links

a division of Nationwide Financial